Private Motorcycle Insurance Cover

The motorcycle insurance cover provides protection against accidental loss or damage to motorcycles and accessories as well as protection against legal liability to third parties. This policy is designed for individual users and corporate entities who own and operate motorcycles for their own business.

Scope of Cover

We offer two variants of motorcycle insurance and our clients can choose the cover that is most appropriate for their needs:

Comprehensive Cover

This is the widest form of cover that one can get. It compensates the insured in the case of

  • Accidental impact damage to the motorcycle, including collision and overturning.
  • Accidental fire damage
  • Theft/partial theft
  • Third-party liability for bodily injury and property damage
  • Injury to or death of Third-Party person(s) outside your vehicle, caused by your vehicle.

This is the minimum cover required by the Motor Insurance Act for any motorcycle operating in Kenya. Third Party Only Cover allows unlimited liability for Third party personal injuries or death but no cover is provided for any form of damage to the insured’s motorcycle.

Available only for Comprehensive Cover

For a marginal premium, the comprehensive private motor cover can be extended to provide additional coverage. Below are the main extensions that are available under this cover.

  • Excess Protector
  • Personal Accident Cover

Get a Private Motorcycle Insurance Cover Quote

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Engage us via WhatsApp.

You can also Schedule a Free Consultation with one of our Risk Management Professionals.

To have a virtual coffee chat on how to best protect yourself from losses arising out of accidental damage to your motorcycle and from legal liabilities that might arise from its use.

GET A PERSONAL PRODUCT FREE QUOTE

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