Liability Covers

Liability insurance covers business owners, independent professionals, and self-employed people against the cost of compensation claims following fault of negligence brought against them by employees, clients, customers, shareholders, investors, or members of the public.

We offer the following Liability insurance Covers

Public Liability

Public liability insurance helps pay liability claims against your business made by the general public, such as customers, or visitors, arising out of and in the course of your normal business within your premises or a defined geographical location.

Product Liability

Product liability insurance covers you against legal liability in respect of accidental death or bodily injury or disease contracted by any person, arising from anything harmful or defective in any products manufactured, assembled, processed, modified, repaired, serviced, altered, labelled, handled, sold or supplied by you.

Hospital Malpractice Indemnity

The Hospital Malpractice Indemnity Policy is specifically designed for licensed healthcare institutions, offering them comprehensive coverage against financial and reputational losses resulting from incidents of malpractice or unexpected outcomes.

Employers’ Liability

This policy offers protection to employers for their legal liability (under Common Law), for damages and claimant’s costs and expenses of lawsuits filed by an employee.

Directors and Officers’ Liability

This product provides cover for your past, present and future Directors and managers (officers) to protect them from claims that may arise from decisions and actions taken as part of their duties.

Carriers’ Legal Liability

The Carriers Liability Insurance indemnifies the Insured against legal liability arising from loss, and/or damage to a thirld party's property while such property is in the custody of the insured in the course of transit.
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