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BUSINESS INSURANCE

OUR BUSINESS INSURANCE COVERS

Liability Class of Covers

Liability insurance covers businesses against the cost of compensation claims following fault of negligence brought against them by stakeholders or members of the public.

Engineering Class of Covers

Engineering insurances are a class of policies that cover a wide range of engineering-related risks. They protect against risks associated with working with machinery, plant or equipment, either in a project or industrial setup.

Corporate Medical Cover

Invest in the well being of your staff by enrolling them in one of our corporate medical covers. You will reap increased loyalty and productivity as a result of your commitment to their well-being.

Commercial Motor Vehicle

This insurance protects operators of commercial vehicles against legal liabilities to third parties as well as loss or damage of their vehicles and their accessories.

Industrial All Risks Cover

The Industrial All Risks Insurance Policy is a comprehensive insurance package that offers broad spectrum protection for your industrial operations and equipment.

Fire & Perils Cover

The fire & perils cover will indemnify you for damage or destruction to property by Fire, lightning or explosion of domestic appliances, and allied perils.

Workmen Injury Benefit Act (WIBA) Cover

This policy will cover you against legal liability as per the WIBA Act (2007) should your employees get accidental bodily injury, disablement, death or occupational illness in the course of their work.

Theft Insurance

The theft insurance cover indemnifies the insured for loss of property that has been stolen from their business premises.

Marine Insurance

Our marine insurance covers will indemnify you for physical loss or damage to your watercraft or to your cargo whilst in international transit.

Aviation Insurance Cover

The Aviation Insurance Cover acts as a safety net for the inherent risks of operating aircraft.

Group Personal Accident Cover

The Group personal accident insurance policy covers the persons stated in the policy schedule in respect of accidental death, dismemberment or temporary parmanent disability.

Professional Indemnity

This policy will indemnify you Insured against any sums for which you become legally liable as a direct result of negligence, error or omission in your capacity as a professional.

Commercial Bonds

Our insurance bonds will help to provide requisite financial guarantee to your contractual counterparty.

Goods-in-Transit Cover

The Goods-in-Transit policy offers protection against loss, destruction, or damage to goods belonging to the insured, or for which the insured is responsible whilst they are in local transit.

Fidelity Guarantee Insurance

The Fidelity guarantee Insurance policy will protectsyou against the loss of money, stocks, or property belonging to you as a result of an Act of fraud or dishonesty committed by an employee.

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