Parts of the Policy

Section A: Covers material damage to insured assets e.g Buildings, Stocks, Plant and Machinery, Office contents, furniture and fittings etc.

Section B: Covers loss of profits or income caused by interruption of the business by a material damage loss under section A provided the material damage loss is admissible under the policy. Cover is provided under headings; Gross profit, Wages, Auditors fees & Increased cost of workings. This comprehensive policy is suitable for large establishments and once taken, there will be no need of taking out Fire, Fire Consequential Loss, and Burglary policies.